Who Pays for a Dog Bite in Illinois?
Key Takeaways The bill almost never comes out of the owner’s pocket. Homeowners or renters liability coverage pays, typically up to $100,000 to $300,000. Dog bite claims are surging. Insurers paid $1.86 billion on 28,450 claims in 2025, and the average claim has risen 97 percent in a decade. “Owner” is far broader than the […]