Your Trusted Chicago Catastrophic Injury Lawyer
A catastrophic injury changes everything, for the person hurt and for their whole family. If a serious injury has upended your life in Chicago, you should not have to fight the insurance company while you fight to recover. Furqan Mohammed helps catastrophically injured people and their families pursue the full, lifelong compensation they will need.
Understanding Catastrophic Injury Claims in Illinois
A catastrophic injury is one that causes permanent, life-altering harm, such as paralysis, a spinal cord injury, a traumatic brain injury, an amputation, or severe burns. These cases are about far more than today’s medical bills; they are about a lifetime of care, lost earning power, and diminished quality of life. When someone else’s negligence caused the injury, Illinois law lets you pursue full compensation. In most cases you have two years from the date of injury to file a claim (735 ILCS 5/13-202).
Types of Catastrophic Injuries
Catastrophic injuries are those with lasting, life-changing consequences. The most serious include:
Spinal cord injuries and paralysis
Traumatic brain injuries
Amputation and loss of limb
Severe burns
Multiple and internal injuries
Why Catastrophic Cases Demand More
Catastrophic injury claims are different from ordinary injury cases. Proving the full, lifelong cost of the injury takes medical experts, life-care planners, and economists to calculate future medical needs, home and vehicle modifications, assistive equipment, and lost earning capacity. Insurers know these claims are worth the most, and they fight hardest to minimize them.
Getting the number right matters, because you usually cannot come back later for more. Illinois follows modified comparative negligence: you can recover as long as you are not more than 50% at fault (735 ILCS 5/2-1116).
Types of Compensation
A catastrophic injury claim looks beyond immediate costs to a lifetime of losses, which may include:
Medical expenses
Covers emergency care, hospitalization, therapy, and future medical needs
Lost income
Reimburses wages lost due to injury and diminished earning capacity
Property damage
Repairs or replaces your vehicle and other damaged property
Future care and equipment
Loss of consortium
Compensation for harm to spousal relationships
How Furqan Mohammed Can Help
A catastrophic injury lawyer like Furqan Mohammed builds the strongest possible case, including:
- Working with medical experts and life-care planners to prove future needs
- Calculating the full lifetime cost of the injury with economists
- Identifying every responsible party and available insurance
- Pursuing a settlement or verdict that reflects a lifetime of care
When the stakes are a lifetime of care, the insurance company brings its best. Furqan Mohammed builds these cases carefully and, if needed, files suit in the Circuit Court of Cook County. The firm serves catastrophically injured people across Chicago, with assistance available in Arabic and other languages.
Frequently Asked Questions
A catastrophic injury causes permanent, life-altering harm, such as paralysis, a spinal cord or traumatic brain injury, an amputation, or severe burns.
They account for a lifetime of losses, including future medical care, assistive equipment, home modifications, lost earning capacity, and diminished quality of life, often proven with life-care planners and economists.
In most cases, two years from the date of injury in Illinois (735 ILCS 5/13-202). Because these cases take time to build, it is best to start early.
Proving the true, lifelong cost of a catastrophic injury requires medical and financial experts. Without them, insurers routinely undervalue what you will actually need.
You may still recover. Illinois uses modified comparative negligence, so you can recover as long as you are not more than 50% at fault (735 ILCS 5/2-1116).
