Comparative Negligence in Illinois Rideshare Claims
Key Takeaways As a passenger, comparative fault rarely touches you. The argument is between the drivers. It still decides your money, because it decides which policy pays and how much exists. Both drivers blaming each other can help you, not hurt you. Medical expenses are joint and several against every liable defendant. If you were […]
Evidence You Need After an Illinois Rideshare Crash
Key Takeaways App status is the single most valuable record, because it decides how much insurance exists. Screenshot your trip in the app immediately. Ride history can be harder to retrieve later. The company holds most of the evidence, not the driver and not you. As a passenger you are almost never at fault, which […]
Illinois Rideshare Insurance Requirements Explained
Key Takeaways What the driver was doing decides which cover applies, and the app status settles it. $1,000,000 applies from the moment the ride is accepted, not from when the passenger gets in. Coverage does not increase when you enter the car. What is added is $50,000 of UM/UIM. App on with no ride accepted […]
Can Pedestrians Recover If Partly at Fault in Illinois?
Key Takeaways Yes, usually. Recovery is barred only where your share is more than 50%. At exactly 50% you still recover half. The line is above half, not at it. Crossing outside a crosswalk is not a bar. The driver’s duty of due care survives it. That is in the statute expressly, and it applies […]
What to Do After Being Hit by a Car in Illinois
Key Takeaways Accept the ambulance. Declining it is used later to argue the injury was minor. Keep your clothing unwashed. It can carry paint transfer and shows the impact. Do not say you are fine, or that it was your fault. You do not yet know either. Get the details of anyone who stopped, not […]
Hit-and-Run Pedestrian Accidents in Illinois
Key Takeaways You can claim even if the driver is never identified. Your own auto policy can respond even though you were on foot. Coverage is for bodily injury, which is what a struck pedestrian has. Report to the police immediately. Insurers generally require a report. Footage decides these cases, and it is overwritten within […]
When to Get a Lawyer After a Pedestrian Accident
Key Takeaways Not every case needs a lawyer. A genuinely minor, undisputed incident may not. Any suggestion you were at fault changes that, because the percentage decides the money. A possible public defendant is the strongest reason to move, since the deadline halves. Being partly at fault does not bar you unless your share exceeds […]
Pedestrian Accident Claims in Illinois: Your Rights
Key Takeaways Drivers must stop and yield at crosswalks, not merely slow down. A driver’s duty of due care applies “notwithstanding” every other rule of the road. Passing a vehicle stopped at a crosswalk is prohibited, which is the classic way pedestrians are struck. Your own fault reduces rather than bars, unless it exceeds 50%. […]
What to Do After a Motorcycle Crash in Illinois
Key Takeaways Do not remove your helmet or gear until you are checked. Both are also evidence. Call the police for injury, death, or damage over $1,500. Keep the motorcycle. Do not let it be repaired or scrapped before it is documented. Get examined the same day, because riders absorb impacts that do not show […]
Hit-and-Run Motorcycle Accidents in Illinois
Key Takeaways You can still recover even if the driver is never found. Illinois policies must cover hit-and-run vehicles. That coverage is for bodily injury, which is exactly what an injured rider has. Your limits are probably your liability limits, unless you rejected the excess in writing. The claim goes to arbitration, before the American […]